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What Makes VTLP Successful?
Stable Rates - Rate stability, as well as the continued availability of insurance coverage, are primary goals. VTLP does not answer to shareholders and is nonprofit. The members approve rates and dividends.
Competitive Cost - VTLP is tax exempt and nonprofit; our mission is to meet the risk financing needs of our members. We have direct access to the reinsurance markets, so there are no broker commissions.
Claim Services - the in-house claims team is experienced in public transit. Our adjusters work hand-in-hand with member safety managers, attend mediations and arbitrations, and manage litigated claims to conclusion.
Member Services - provide data analysis and metrics to help identify root causes, customized training workshops, safety guidelines, video training library, and on-site member risk assessments.